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This disclaimer governs your use of any information provided by Ascential Buildings ("we," "us," or "our") regarding potential financing options for our products or services. By accessing or using this information, you accept this disclaimer in full. If you disagree with any part of this disclaimer, do not use information related to financing options.
Any information or links related to financing options (e.g., installment plans, lease-to-own programs, rent-to-own programs, third-party lenders) that may be mentioned or provided by Ascential Buildings on its website, marketing materials, or by its representatives is for general informational purposes only. This information is not intended as financial advice, an offer of credit, or an endorsement of any specific financing product or third-party lender.
Ascential Buildings is not a lender and does not offer lines of credit. Ascential Buildings acts as a connection between the lender and the customer.
We do not make credit decisions, underwrite loans, or guarantee that financing will be available or approved for any customer.
The submission of an application to a third-party lender does not guarantee approval for financing. Not all applicants will qualify for financing.
Approval, loan amounts, interest rates, and other terms are determined at the sole discretion of the third-party lender based on their assessment of your creditworthiness and other factors as per their underwriting criteria.
All financing options discussed are offered by independent third-party financial institutions ("Lenders"). If you choose to apply for financing, you will be dealing directly with the Lender, and you will be subject to that Lender's terms, conditions, privacy policy, and application process.
Ascential Buildings is not a party to any financing agreement you may enter into with a Lender. We are not responsible for, and disclaim all liability for, any aspect of the financing application process, the Lender's credit decision, the terms of any financing agreement, or any disputes that may arise between you and the Lender.
Typical steps in a third-party lender's application process may include, but are not limited to: selecting a financing option at checkout, being redirected to the lender's secure portal, providing personal and financial information, consenting to a credit check, and reviewing and accepting the lender's loan agreement if approved.
Credit inquires are a 'hard pull' unless otherwise specified.
Pre-Qualify does not always mean that the credit inquire is a 'soft pull', and should always be treated as a full application unless otherwise specified in writing.
Ascential Buildings is not liable for any credit situations that may occur in result of a credit check with any third party lender.
While we may provide links or general information about potential financing options, we make no representations, warranties, or guarantees, express or implied, regarding the accuracy, completeness, timeliness, or reliability of such information or the information found on any third-party lender's website.
Information provided by Lenders, including interest rates, fees, and terms, can change frequently. You are solely responsible for verifying all information directly with the Lender before making any financial decisions or entering into any agreements.
Ascential Buildings is not responsible for the content, privacy practices, or security of third-party websites, even if links to them are provided by us.
The information provided by Ascential Buildings regarding financing should not be construed as financial, legal, or tax advice. We are not financial advisors. You should consult with qualified financial, legal, and tax professionals for advice tailored to your specific situation before making any financial decisions.
To the maximum extent permitted by applicable law, Ascential Buildings, its officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from: (i) your access to or use of, or inability to access or use, information related to financing options; (ii) any conduct or content of any third-party lender or on any third-party website; (iii) any financing agreement you enter into with a third-party lender; or (iv) any reliance you place on information provided by Ascential Buildings regarding financing.
You are solely responsible for understanding and evaluating the terms, risks, and benefits of any financing option you consider. It is your responsibility to read all agreements and disclosures from third-party lenders carefully before committing to any financing plan.
By seeking financing, you typically represent that you are of legal age (e.g., 18 years or older, or the age of majority in your jurisdiction) and are capable of entering into a binding contract.
When you apply for financing with a third-party lender, you will be providing your personal and financial information directly to that lender. The collection and use of your information by the lender will be governed by their privacy policy. Ascential Buildings Privacy Policy governs information we collect, but does not extend to third-party lenders. We encourage you to review the privacy policy of any lender you engage with.
Ascential Buildings reserves the right to modify or replace this Financial Services Disclaimer at any time, at our sole discretion. Any changes will be effective immediately upon posting the revised disclaimer on our website. Your continued use of information regarding financing after such changes constitutes your acceptance of the new disclaimer.